Browse By

Teenager’s new driver premiums hit £3,000

New data has revealed teenage learner drivers are paying up to 77% more on their car insurance premiums this year.

Price comparison experts at Quotezone.co.uk analysed insurance premiums for 17-19 year-olds to discover who is paying the most for their cover.

Close-up of a l-shaped license plateDescription automatically generated
Credit: Shutterstock

New drivers and learners have been hit the hardest by soaring insurance premiums when compared to prices from the previous year.

When directly compared to annual fees from 2023, 19 year-olds are paying 47% more, 18 year olds are paying 60% more and 17 year-olds are paying 77% more.

This year’s price increase means 17 year-old learner drivers are paying the most, over £3,400 for their yearly cover as of January 2024.

Young drivers can apply for a provisional licence when they are 15 years and 9 months old but they can’t officially take to the roads or apply for their test until they turn 17, which means the majority of 17 year old drivers are learners.

The average premium is still high for 18 and 19 year old drivers at £2,985 and £2,435 respectively – given the soaring cost of learning to drive and lengthy delays for lessons and tests, these ages are likely still learners or brand new drivers.

As soon as drivers pass their test, they must update their insurance provider before they can get behind the wheel, changing from a learner or provisional driver insurance policy which is now void.

Insurance is a legal requirement, if caught driving without a valid insurance policy, drivers could face a hefty fine, penalty points or even a driving ban.